Built in 2022 with block-and-stucco construction, this single-story Grace Ranch home has no CDD assessment, a $325 annual HOA, and sits in FEMA Flood Zone X. Inside are 3 bedrooms, 2 baths and 1,426 heated sq ft, plus an attached garage. The primary suite has its own private bath, and the other two bedrooms work as guest rooms, a home office or hobby space. Refrigerator, dishwasher, range and microwave stay. Possession at closing. A buyer who closes and makes this their permanent residence by January 1, 2027 may apply for Florida’s homestead exemption for 2027 (eligibility determined by the Polk County Property Appraiser).